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New & Certified Pre-Owned Vehicle Finance Rates |
60 mo. |
63 mo. |
66 mo. |
72 mo. |
75 mo. |
84 mo. |
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Zone 1+ (FICO 720+) |
2.90% |
2.90% |
3.30% |
3.45% |
3.95% |
4.95% |
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Zone 1 (FICO 719-690) |
3.00% |
3.00% |
3.35% |
3.50% |
4.00% |
5.00% |
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Zone 2 (FICO 689 - 670) |
5.95% |
5.95% |
6.40% |
6.80% |
7.30% |
N/A |
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Zone 3 (FICO 669 - 650) |
7.55% |
7.55% |
8.00% |
8.40% |
8.90% |
N/A |
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Zone 4 (FICO 649 - 630) |
14.30% |
14.55% |
14.65% |
16.20% |
16.70% |
N/A |
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Zone 5 (FICO 629 - 610) |
16.85% |
17.10% |
17.50% |
18.30% |
18.80% |
N/A |
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Zone 6 (FICO 609 - 580) |
19.75% |
20.00% |
20.25% |
20.65% |
21.15% |
N/A |
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Zone 7 (FICO 579 - 520) |
21.50% |
21.75% |
22.00% |
22.40% |
22.90% |
N/A |
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Zone 7- (FICO < 520) |
22.50% |
22.75% |
23.00% |
23.40% |
23.90% |
N/A |
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Available with approved credit |
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Alternative Financing
available |
Ask about Gen-One, iFinance, and College Graduate programs |
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* Rates are determined by the applicant(s) automotive model FICO score from Trans Union Empirica |
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* 66 mo. and longer financing available on new and 1-3 year old Scion Certified Vehicles ONLY. |
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New Vehicle Protection Plans |
3yr./50k mi. |
4yr./65k mi. |
5yr./60k mi. |
5yr./80k mi. |
5yr./100k mi. |
6yr./75k mi. |
6yr./100k mi. |
7yr./75k mi. |
7yr./100k mi. |
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Platinum Protection - $0 Deductible (xD/xB/tC) |
$1150 |
$1200 |
$1225 |
N/A |
N/A |
$1275 |
$1500 |
$1350 |
$1625 |
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Platinum Protection - $50 Deductible (xD/xB/tC) |
$1100 |
$1150 |
$1175 |
N/A |
N/A |
$1225 |
$1450 |
$1300 |
$1575 |
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Gold Protection - $0 Deductible (xD/xB/tC) |
$1175 |
N/A |
$1200 |
$1225 |
$1325 |
$1225 |
$1250 |
$1300 |
$1500 |
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Gold Protection - $50 Deductible (xD/xB/tC) |
$1125 |
N/A |
$1150 |
$1175 |
$1275 |
$1175 |
$1200 |
$1250 |
$1450 |
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Powertrain Protection - $0 Deductible (xD/xB/tC) |
- |
- |
- |
- |
- |
- |
$1000.00 |
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- |
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Powertrain Protection - $50 Deductible (xD/xB/tC) |
- |
- |
- |
- |
- |
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$950.00 |
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- |
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Auto Care Premium Plan SA2 (xD/xB/tC) |
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3/40k at 5k mile intervals |
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Price: |
$510.00 |
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Auto Care Premium Plan SA3 (xD/xB/tC) |
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4/55k at 5k mile intervals |
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Price: |
$1020.00 |
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Other Products |
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Selling Price |
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Guaranteed Auto Protection (GAP) |
Depending on the term of the finance or lease contract |
$235-$795 |
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Auto Butler |
Fabric w/ Paint Protection Upgrade |
$695.00 |
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Auto Butler |
Leather / Paint Protection Upgrade
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$795.00 |
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Wheel, Tire Protection
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3 years |
$399.00 |
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Wheel, Tire Protection
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5 years |
$499.00 |
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*Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.
APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.
The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.
Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details
